Market Information

• The UK is one of the largest asset finance markets in Europe
• Approximately £27 billion of finance is provided to businesses to fund capital investment each year
• Over two-thirds of businesses plan to make a capital investment in the next twelve months
• Circa 30 percent of all investments in plant and machinery today are realised through financing transactions
• Nearly two-thirds of businesses are not making full use of their available capital allowances
• Clients can finance almost any kind of durable, identifiable and moveable asset 
• Security is taken primarily in the asset so other credit lines are unlikely to be affected
• Asset finance can often be more competitive than unsecured finance from third party sources
• Asset finance provides flexibility payments can be individually tailored to suit the client and their individual circumstances with flexible schemes including deferrals, stepped and seasonal repayments

• New Cars: 24.4 percent
• Used Cars: 2.8 percent
• Commercial Vehicles: 15.6 percent
• Aircraft, Ships and Rolling Stock: 3.3 percent 
• Plant & Machinery: 14.1 percent
• Equipment: 13.9 percent
• Property: 0.4 percent
• International Assets: 13.2 percent

Note 1: Commercial vehicles includes buses and coaches

*Source: FLA Annual Survey of Business Finance